India credit card directory

Compare Credit Cards by Bank

Every major bank operating in India, broken down card by card — fees, reward rates, lounge access and who each card actually suits.

16Banks covered
192+Cards compared
5Lifetime-free banks
Browse All Banks
Overview

How this directory is organised

Each bank gets its own dedicated section with a full comparison hub and individual reviews for every active card, covering fees, reward structures, lounge access, eligibility and a clear pros-and-cons verdict. Coverage spans public-sector banks, India's largest private banks, global banks operating locally, and smaller specialist issuers. Pick a bank below to see its full card lineup, or use the comparison table further down to scan fee ranges and card counts at a glance.

All banks

Browse by bank

19 cards

ICICI Bank

The largest single-bank lineup covered, spanning entry travel, cashback and super-premium cards.
Compare ICICI Bank cards → 25 cards

HDFC Bank

India's biggest private bank by card count, from Millennia cashback to Infinia's invite-only tier.
Compare HDFC Bank cards → 21 cards

SBI Card

India's largest public-sector card issuer, with cards for fuel, travel, shopping and government employees.
Compare SBI Card cards → 18 cards

IDFC FIRST Bank

Known for lifetime-free cards with uncapped rewards and no joining fee across most of its lineup.
Compare IDFC FIRST Bank cards → 17 cards

Axis Bank

Strong co-branded travel cards (Vistara, IndianOil) alongside the premium Magnus and Reserve tiers.
Compare Axis Bank cards → 14 cards

Kotak Mahindra Bank

A focused lineup covering everyday cashback, dining and the premium White Reserve card.
Compare Kotak Mahindra Bank cards → 12 cards

RBL Bank

Lifestyle co-brands with Zomato and BookMyShow, plus the Preferred Banking-linked Insignia card.
Compare RBL Bank cards → 12 cards

IndusInd Bank

A varied lineup spanning fuel, shopping, travel and the premium Tycoon and Avios cards.
Compare IndusInd Bank cards → 9 cards

Bank of Baroda

Public-sector cards covering fuel, shopping and entry-level rewards with accessible eligibility.
Compare Bank of Baroda cards → 10 cards

Small Finance Banks

Cards from smaller, often higher-reward issuers like Jana, Equitas and ESAF that fly under the radar.
Compare Small Finance Banks cards → 8 cards

YES Bank

A compact lineup including the co-branded Marriott Bonvoy and the premium Reserv card.
Compare YES Bank cards → 6 cards

American Express

Runs its own network rather than Visa/Mastercard/RuPay, from the entry SmartEarn to the Platinum Charge Card.
Compare American Express cards → 6 cards

Standard Chartered

Lifestyle-led cards covering groceries, dining, online cashback and a Priority Pass travel card.
Compare Standard Chartered cards → 5 cards

Federal Bank

A small, accessible lineup with co-branded and straightforward rewards cards.
Compare Federal Bank cards → 5 cards

HSBC

Two genuinely lifetime-free entry cards alongside TravelOne's flexible airmiles and the Premier metal card.
Compare HSBC cards → 5 cards

Canara Bank

Every single card is lifetime free, from the basic Visa Classic to the uncapped MasterCard World.
Compare Canara Bank cards →
At a glance

Card count by bank

Banks ranked by number of cards covered
BankCards coveredKnown for
HDFC Bank25India's biggest private bank by card count, from Millennia cashback to Infinia's invite-only tier.
SBI Card21India's largest public-sector card issuer, with cards for fuel, travel, shopping and government employees.
ICICI Bank19The largest single-bank lineup covered, spanning entry travel, cashback and super-premium cards.
IDFC FIRST Bank18Known for lifetime-free cards with uncapped rewards and no joining fee across most of its lineup.
Axis Bank17Strong co-branded travel cards (Vistara, IndianOil) alongside the premium Magnus and Reserve tiers.
Kotak Mahindra Bank14A focused lineup covering everyday cashback, dining and the premium White Reserve card.
RBL Bank12Lifestyle co-brands with Zomato and BookMyShow, plus the Preferred Banking-linked Insignia card.
IndusInd Bank12A varied lineup spanning fuel, shopping, travel and the premium Tycoon and Avios cards.
Small Finance Banks10Cards from smaller, often higher-reward issuers like Jana, Equitas and ESAF that fly under the radar.
Bank of Baroda9Public-sector cards covering fuel, shopping and entry-level rewards with accessible eligibility.
YES Bank8A compact lineup including the co-branded Marriott Bonvoy and the premium Reserv card.
American Express6Runs its own network rather than Visa/Mastercard/RuPay, from the entry SmartEarn to the Platinum Charge Card.
Standard Chartered6Lifestyle-led cards covering groceries, dining, online cashback and a Priority Pass travel card.
Federal Bank5A small, accessible lineup with co-branded and straightforward rewards cards.
HSBC5Two genuinely lifetime-free entry cards alongside TravelOne's flexible airmiles and the Premier metal card.
Canara Bank5Every single card is lifetime free, from the basic Visa Classic to the uncapped MasterCard World.
Common questions

FAQs

This directory currently covers 192+ credit cards across 16 banks operating in India, from public-sector issuers like SBI and Canara Bank to private banks, global banks and co-branded specialists.
HDFC Bank has the largest single-bank lineup covered here at 25 cards, followed closely by SBI Card at 21 and ICICI Bank at 19, reflecting how broad these issuers' product ranges have become.
Canara Bank's entire lineup is lifetime free with no joining or annual fee on any card. IDFC FIRST, HSBC and several Standard Chartered cards also offer genuinely fee-free or easily-waived options.
Start with how you spend — dining and groceries point toward cashback cards, frequent flying points toward airmiles or lounge-heavy cards, and infrequent spenders often do best with a lifetime-free entry card regardless of bank.
No. Both issuers serve a more limited set of cities than India's largest private and public banks, and American Express runs its own payment network separate from Visa, Mastercard and RuPay. Always confirm city availability before applying.
Each bank section is reviewed and rebuilt individually as card terms change; the date shown on each card page reflects when that specific review was last verified against the issuing bank's published terms.