Branch Details — AJAR0000013
| Bank Name | Ajara Urban Co-operative Bank |
| Branch Name | Bindu Chowk |
| IFSC Code | AJAR0000013 |
| MICR Code | 416394003 |
| Bank Code (RBI) | AJAR |
| Branch Code | 000013 |
| Address | 1076,B,NEAR DEVAL CLUB,BINDU CHOWK |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Contact | +912312640685 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using AJAR0000013
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC AJAR0000013.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC AJAR0000013.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is AJAR0000013. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Ajara Urban Co-operative Bank Bindu Chowk branch, Kolhapur, Maharashtra.
The MICR code is 416394003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 1076,B,NEAR DEVAL CLUB,BINDU CHOWK. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
AJAR identifies Ajara Urban Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000013 identify the Bindu Chowk branch.
Yes. Ajara Urban Co-operative Bank Bindu Chowk Branch (IFSC: AJAR0000013) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC AJAR0000013 → select NEFT/RTGS/IMPS → confirm with OTP.