American Express Banking Corp India (Amex) IFSC Code — Complete Guide
American Express Banking Corp has been operating in India since 1921. While primarily known globally as a card issuer, American Express Bank in India operates as a foreign bank with branches in Gurugram and Mumbai. It focuses on corporate card services, travel-related financial services, and premium card products for HNI and corporate clients.
How to Find Amex IFSC Code
- Use the search tool above — select state, district and branch
- Check your Amex cheque book — IFSC at top of every leaf
- Front page of your Amex passbook
- Amex net banking → Account Details
Foreign Banks and IFSC Codes in India
Foreign banks operating in India through branches are assigned IFSC codes by the Reserve Bank of India for each of their Indian branches. These IFSC codes work exactly like domestic bank IFSC codes — they are required for all NEFT, RTGS, and IMPS transfers. Foreign banks in India are fully regulated by RBI under the Banking Regulation Act, 1949.
IFSC vs SWIFT Code for Foreign Banks
IFSC code is used only for domestic transfers within India (NEFT, RTGS, IMPS). SWIFT/BIC code is used for international wire transfers between banks in different countries. If you are transferring money to or from India internationally, you need the SWIFT code — not the IFSC code.
Transfer Timings for Foreign Bank Branches in India
- NEFT: Available 24×7. Settled every 30 minutes.
- RTGS: Minimum ₹2 lakh. Real-time settlement 24×7.
- IMPS: Instant 24×7. Up to ₹5 lakh per transaction.