Branch Details — UTIB0003992
| Bank Name | Axis Bank |
| Branch Name | Gajera Road |
| IFSC Code | UTIB0003992 |
| MICR Code | 395211035 |
| Bank Code (RBI) | UTIB |
| Branch Code | 003992 |
| Address | GF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Toll Free | 1860-419-5555 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTIB0003992
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0003992.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0003992.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTIB0003992. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank Gajera Road branch, Surat, Gujarat.
The MICR code is 395211035. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003992 identify the Gajera Road branch.
Yes. Axis Bank Gajera Road Branch (IFSC: UTIB0003992) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0003992 → select NEFT/RTGS/IMPS → confirm with OTP.