Branch Details — UTIB0002232

Bank NameAxis Bank
Branch NamePalod
IFSC CodeUTIB0002232
MICR Code395211018
Bank Code (RBI)UTIB
Branch Code002232
AddressGROUNDFLOOR,D2,D3,D4,SANJARSQUARESHOPPING CENTRE,KIMCHARRASTA,VILLAGE-PALOD, TALUKA-MANGROL,DIST.-SURAT,PIN-394111
CitySurat
DistrictPalod
StateGujarat
Toll Free1860-419-5555
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UTIB0002232

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0002232.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0002232.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UTIB0002232. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank Palod branch, Surat, Gujarat.
The MICR code is 395211018. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUNDFLOOR,D2,D3,D4,SANJARSQUARESHOPPING CENTRE,KIMCHARRASTA,VILLAGE-PALOD, TALUKA-MANGROL,DIST.-SURAT,PIN-394111. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002232 identify the Palod branch.
Yes. Axis Bank Palod Branch (IFSC: UTIB0002232) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0002232 → select NEFT/RTGS/IMPS → confirm with OTP.