Branch Details — UTIB0004345
| Bank Name | Axis Bank |
| Branch Name | U M Road Surat |
| IFSC Code | UTIB0004345 |
| MICR Code | 395211037 |
| Bank Code (RBI) | UTIB |
| Branch Code | 004345 |
| Address | GROUND FLOOR SHOP NO 1 2 3 REVENUE SR NO 50 51 52 TPNO 6 FPNO 109 C S 1076 1 SOMNATH SOCIETY UM ROAD 395002 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +918980366366 |
| Toll Free | 1860-419-5555 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTIB0004345
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0004345.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0004345.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTIB0004345. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank U M Road Surat branch, Surat, Gujarat.
The MICR code is 395211037. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR SHOP NO 1 2 3 REVENUE SR NO 50 51 52 TPNO 6 FPNO 109 C S 1076 1 SOMNATH SOCIETY UM ROAD 395002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004345 identify the U M Road Surat branch.
Yes. Axis Bank U M Road Surat Branch (IFSC: UTIB0004345) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0004345 → select NEFT/RTGS/IMPS → confirm with OTP.