Branch Details — UTIB0SPUC16
| Bank Name | Axis Bank |
| Branch Name | The Panipat Urban Co Op Bank Ltd |
| IFSC Code | UTIB0SPUC16 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTIB |
| Branch Code | SPUC16 |
| Address | KARNAL, PINCODE 132001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Contact | +911802642918 |
| Toll Free | 1860-419-5555 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTIB0SPUC16
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0SPUC16.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0SPUC16.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTIB0SPUC16. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank The Panipat Urban Co Op Bank Ltd branch, Karnal, Haryana.
This branch has not been allotted an MICR code in RBI records.
Address: KARNAL, PINCODE 132001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters SPUC16 identify the The Panipat Urban Co Op Bank Ltd branch.
Yes. Axis Bank The Panipat Urban Co Op Bank Ltd Branch (IFSC: UTIB0SPUC16) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0SPUC16 → select NEFT/RTGS/IMPS → confirm with OTP.