Branch Details — UTIB0SSMCU1
| Bank Name | Axis Bank |
| Branch Name | Sec Mercantile Coop Urban Bank |
| IFSC Code | UTIB0SSMCU1 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTIB |
| Branch Code | SSMCU1 |
| Address | LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126 |
| City | Hyderabad |
| District | Secunderabad |
| State | Telangana |
| Contact | +914027720817 |
| Toll Free | 1860-419-5555 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTIB0SSMCU1
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0SSMCU1.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0SSMCU1.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTIB0SSMCU1. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank Sec Mercantile Coop Urban Bank branch, Hyderabad, Telangana.
This branch has not been allotted an MICR code in RBI records.
Address: LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters SSMCU1 identify the Sec Mercantile Coop Urban Bank branch.
Yes. Axis Bank Sec Mercantile Coop Urban Bank Branch (IFSC: UTIB0SSMCU1) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0SSMCU1 → select NEFT/RTGS/IMPS → confirm with OTP.