Branch Details — UTIB0003428
| Bank Name | Axis Bank |
| Branch Name | Ratan Khand Lucknow |
| IFSC Code | UTIB0003428 |
| MICR Code | 226211019 |
| Bank Code (RBI) | UTIB |
| Branch Code | 003428 |
| Address | UPPER GR FLR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226006 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Contact | +919415106232 |
| Toll Free | 1860-419-5555 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTIB0003428
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTIB0003428.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTIB0003428.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTIB0003428. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Axis Bank Ratan Khand Lucknow branch, Lucknow, Uttar Pradesh.
The MICR code is 226211019. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UPPER GR FLR CP 2 2 RATAN KHAND SHARDA NAGAR YOJNA LUCKNOW UTTAR PRADESH 226006. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTIB identifies Axis Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003428 identify the Ratan Khand Lucknow branch.
Yes. Axis Bank Ratan Khand Lucknow Branch (IFSC: UTIB0003428) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTIB0003428 → select NEFT/RTGS/IMPS → confirm with OTP.