Branch Details — BARB0TRDLUD
| Bank Name | Bank of Baroda |
| Branch Name | Civil Lines,pakhowal Road, Ludhiana |
| IFSC Code | BARB0TRDLUD |
| MICR Code | 141012001 |
| Bank Code (RBI) | BARB |
| Branch Code | TRDLUD |
| Address | CIVIL LINES BRANCH, PAKHOWAL ROAD, LUDHIANA 141 002 |
| City | Civil Lines |
| District | Civil Lines |
| State | Punjab |
| Contact | +910221800223344 |
| Toll Free | 1800-258-4455 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BARB0TRDLUD
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BARB0TRDLUD.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BARB0TRDLUD.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BARB0TRDLUD. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of Baroda Civil Lines,pakhowal Road, Ludhiana branch, Civil Lines, Punjab.
The MICR code is 141012001. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CIVIL LINES BRANCH, PAKHOWAL ROAD, LUDHIANA 141 002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BARB identifies Bank of Baroda. The 5th character 0 is reserved by RBI. The last 6 characters TRDLUD identify the Civil Lines,pakhowal Road, Ludhiana branch.
Yes. Bank of Baroda Civil Lines,pakhowal Road, Ludhiana Branch (IFSC: BARB0TRDLUD) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BARB0TRDLUD → select NEFT/RTGS/IMPS → confirm with OTP.