Branch Details — BARB0VJFOCA
| Bank Name | Bank of Baroda |
| Branch Name | Focal Point |
| IFSC Code | BARB0VJFOCA |
| MICR Code | 141012024 |
| Bank Code (RBI) | BARB |
| Branch Code | VJFOCA |
| Address | MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +910221800223344 |
| Toll Free | 1800-258-4455 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BARB0VJFOCA
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BARB0VJFOCA.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BARB0VJFOCA.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BARB0VJFOCA. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of Baroda Focal Point branch, Ludhiana, Punjab.
The MICR code is 141012024. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BARB identifies Bank of Baroda. The 5th character 0 is reserved by RBI. The last 6 characters VJFOCA identify the Focal Point branch.
Yes. Bank of Baroda Focal Point Branch (IFSC: BARB0VJFOCA) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BARB0VJFOCA → select NEFT/RTGS/IMPS → confirm with OTP.