Branch Details — BKID000ZO86
| Bank Name | Bank of India |
| Branch Name | GAYA |
| IFSC Code | BKID000ZO86 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 00ZO86 |
| Address | RAJLAXMI COMPLEX OPP VISHAL MEGA MART BANK OF INDIA ZONAL OFFICE GAYA 823001 |
| City | Gaya |
| District | GAYA |
| State | Bihar |
| Contact | +919421392625 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID000ZO86
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID000ZO86.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID000ZO86.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID000ZO86. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India GAYA branch, Gaya, Bihar.
This branch has not been allotted an MICR code in RBI records.
Address: RAJLAXMI COMPLEX OPP VISHAL MEGA MART BANK OF INDIA ZONAL OFFICE GAYA 823001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 00ZO86 identify the GAYA branch.
Yes. Bank of India GAYA Branch (IFSC: BKID000ZO86) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID000ZO86 → select NEFT/RTGS/IMPS → confirm with OTP.