Branch Details — BKID0003121
| Bank Name | Bank of India |
| Branch Name | Bhaktinagar SME BR |
| IFSC Code | BKID0003121 |
| MICR Code | 360013004 |
| Bank Code (RBI) | BKID |
| Branch Code | 003121 |
| Address | SAMRUDDHI BHAVAN OPP BOMBAY GARAGE PETROLPUMP 10BHAKTINAGAR STATION PLOT RAJKOT |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Contact | +912812461582 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0003121
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0003121.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0003121.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0003121. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Bhaktinagar SME BR branch, Rajkot, Gujarat.
The MICR code is 360013004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SAMRUDDHI BHAVAN OPP BOMBAY GARAGE PETROLPUMP 10BHAKTINAGAR STATION PLOT RAJKOT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 003121 identify the Bhaktinagar SME BR branch.
Yes. Bank of India Bhaktinagar SME BR Branch (IFSC: BKID0003121) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0003121 → select NEFT/RTGS/IMPS → confirm with OTP.