Branch Details — BKID0004785
| Bank Name | Bank of India |
| Branch Name | Phulchi |
| IFSC Code | BKID0004785 |
| MICR Code | 815013521 |
| Bank Code (RBI) | BKID |
| Branch Code | 004785 |
| Address | AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH |
| City | Phulchi Dist Giridih |
| District | Phulchi Dist Giridih |
| State | Jharkhand |
| Contact | +919430757754 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0004785
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0004785.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0004785.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0004785. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Phulchi branch, Phulchi Dist Giridih, Jharkhand.
The MICR code is 815013521. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 004785 identify the Phulchi branch.
Yes. Bank of India Phulchi Branch (IFSC: BKID0004785) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0004785 → select NEFT/RTGS/IMPS → confirm with OTP.