Branch Details — BKID0008504
| Bank Name | Bank of India |
| Branch Name | Ernakulam Sp Hsg Finper |
| IFSC Code | BKID0008504 |
| MICR Code | 682013010 |
| Bank Code (RBI) | BKID |
| Branch Code | 008504 |
| Address | DEVAKI CASTLE 1ST FLOOROPP DISTRICT COURT COMPLEX KALOOR KOCHI |
| City | Kochi |
| District | Kochi |
| State | Kerala |
| Contact | +914842536036 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0008504
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0008504.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0008504.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0008504. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Ernakulam Sp Hsg Finper branch, Kochi, Kerala.
The MICR code is 682013010. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DEVAKI CASTLE 1ST FLOOROPP DISTRICT COURT COMPLEX KALOOR KOCHI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 008504 identify the Ernakulam Sp Hsg Finper branch.
Yes. Bank of India Ernakulam Sp Hsg Finper Branch (IFSC: BKID0008504) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0008504 → select NEFT/RTGS/IMPS → confirm with OTP.