Branch Details — BKID0009481
| Bank Name | Bank of India |
| Branch Name | Krishi Upaj Mandi Ratlam |
| IFSC Code | BKID0009481 |
| MICR Code | 457013001 |
| Bank Code (RBI) | BKID |
| Branch Code | 009481 |
| Address | MHOW NEEMUCH ROADRATLAM |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| Contact | +917412267739 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0009481
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0009481.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0009481.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0009481. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Krishi Upaj Mandi Ratlam branch, Ratlam, Madhya Pradesh.
The MICR code is 457013001. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MHOW NEEMUCH ROADRATLAM. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 009481 identify the Krishi Upaj Mandi Ratlam branch.
Yes. Bank of India Krishi Upaj Mandi Ratlam Branch (IFSC: BKID0009481) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0009481 → select NEFT/RTGS/IMPS → confirm with OTP.