Branch Details — BKID000SM81
| Bank Name | Bank of India |
| Branch Name | SME CITY Centre NAVI Mumbai |
| IFSC Code | BKID000SM81 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 00SM81 |
| Address | SME CITY CENTERNAVI MUMBAI |
| City | Thane |
| District | NAVI Mumbai |
| State | Maharashtra |
| Contact | +919728562549 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID000SM81
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID000SM81.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID000SM81.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID000SM81. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India SME CITY Centre NAVI Mumbai branch, Thane, Maharashtra.
This branch has not been allotted an MICR code in RBI records.
Address: SME CITY CENTERNAVI MUMBAI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 00SM81 identify the SME CITY Centre NAVI Mumbai branch.
Yes. Bank of India SME CITY Centre NAVI Mumbai Branch (IFSC: BKID000SM81) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID000SM81 → select NEFT/RTGS/IMPS → confirm with OTP.