Branch Details — BKID000ZC58
| Bank Name | Bank of India |
| Branch Name | Ludhiana ZCOD |
| IFSC Code | BKID000ZC58 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 00ZC58 |
| Address | SCF 35 G BLOCK BHAI RANDHIR SINGH NAGAR LUDHIANA |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +919421392569 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID000ZC58
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID000ZC58.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID000ZC58.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID000ZC58. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Ludhiana ZCOD branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: SCF 35 G BLOCK BHAI RANDHIR SINGH NAGAR LUDHIANA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 00ZC58 identify the Ludhiana ZCOD branch.
Yes. Bank of India Ludhiana ZCOD Branch (IFSC: BKID000ZC58) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID000ZC58 → select NEFT/RTGS/IMPS → confirm with OTP.