Branch Details — BKID000ZO58
| Bank Name | Bank of India |
| Branch Name | Ludhiana Zonal Office |
| IFSC Code | BKID000ZO58 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 00ZO58 |
| Address | SURYA KIRAN COMPLEX 1ST FLOOR PHASE II |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +919421392597 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID000ZO58
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID000ZO58.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID000ZO58.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID000ZO58. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Ludhiana Zonal Office branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: SURYA KIRAN COMPLEX 1ST FLOOR PHASE II. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 00ZO58 identify the Ludhiana Zonal Office branch.
Yes. Bank of India Ludhiana Zonal Office Branch (IFSC: BKID000ZO58) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID000ZO58 → select NEFT/RTGS/IMPS → confirm with OTP.