Branch Details — BKID0006976
| Bank Name | Bank of India |
| Branch Name | Defence Colony |
| IFSC Code | BKID0006976 |
| MICR Code | 208013021 |
| Bank Code (RBI) | BKID |
| Branch Code | 006976 |
| Address | D 345 346 DEFENCE COLONYJAJMAU DISTT KANPUR |
| City | Jajmau Kanpurup |
| District | Jajmau Kanpurup |
| State | Uttar Pradesh |
| Contact | +915122400717 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0006976
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0006976.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0006976.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0006976. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Defence Colony branch, Jajmau Kanpurup, Uttar Pradesh.
The MICR code is 208013021. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: D 345 346 DEFENCE COLONYJAJMAU DISTT KANPUR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 006976 identify the Defence Colony branch.
Yes. Bank of India Defence Colony Branch (IFSC: BKID0006976) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0006976 → select NEFT/RTGS/IMPS → confirm with OTP.