Branch Details — BKID0004082
| Bank Name | Bank of India |
| Branch Name | Howrah Retail HUB |
| IFSC Code | BKID0004082 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 004082 |
| Address | 43 G T ROAD SOUTHHOWRAH |
| City | Howrah |
| District | Howrah |
| State | West Bengal |
| Contact | +913323673340 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0004082
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0004082.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0004082.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0004082. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Howrah Retail HUB branch, Howrah, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: 43 G T ROAD SOUTHHOWRAH. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 004082 identify the Howrah Retail HUB branch.
Yes. Bank of India Howrah Retail HUB Branch (IFSC: BKID0004082) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0004082 → select NEFT/RTGS/IMPS → confirm with OTP.