Branch Details — BKID0004049
| Bank Name | Bank of India |
| Branch Name | Debendra Chandra Dey Road |
| IFSC Code | BKID0004049 |
| MICR Code | 700013056 |
| Bank Code (RBI) | BKID |
| Branch Code | 004049 |
| Address | 105 DEBENDRA CHANDRA DEY ROADKOLKATA PIN 700 015 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +91232923297526 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0004049
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0004049.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0004049.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0004049. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Debendra Chandra Dey Road branch, Kolkata, West Bengal.
The MICR code is 700013056. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 105 DEBENDRA CHANDRA DEY ROADKOLKATA PIN 700 015. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 004049 identify the Debendra Chandra Dey Road branch.
Yes. Bank of India Debendra Chandra Dey Road Branch (IFSC: BKID0004049) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0004049 → select NEFT/RTGS/IMPS → confirm with OTP.