Branch Details — BKID000ZO45
| Bank Name | Bank of India |
| Branch Name | Howrah Zonal Office |
| IFSC Code | BKID000ZO45 |
| MICR Code | Not allotted |
| Bank Code (RBI) | BKID |
| Branch Code | 00ZO45 |
| Address | 4TH FLOOR 5 T M SARANBRABOURNE ROAD KOLKATA |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +919421392584 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID000ZO45
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID000ZO45.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID000ZO45.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID000ZO45. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Howrah Zonal Office branch, Kolkata, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: 4TH FLOOR 5 T M SARANBRABOURNE ROAD KOLKATA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 00ZO45 identify the Howrah Zonal Office branch.
Yes. Bank of India Howrah Zonal Office Branch (IFSC: BKID000ZO45) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID000ZO45 → select NEFT/RTGS/IMPS → confirm with OTP.