Branch Details — BKID0004278
| Bank Name | Bank of India |
| Branch Name | Mirhati |
| IFSC Code | BKID0004278 |
| MICR Code | 700013071 |
| Bank Code (RBI) | BKID |
| Branch Code | 004278 |
| Address | AT POST MIRHATIDISTRICT 24 PARGANAS NORTH |
| City | Mirhatidist 24 North Parganas |
| District | Mirhati DIST XXIV North Parganas |
| State | West Bengal |
| Contact | +912542423153 |
| Toll Free | 1800-103-1906 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BKID0004278
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BKID0004278.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BKID0004278.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BKID0004278. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bank of India Mirhati branch, Mirhatidist 24 North Parganas, West Bengal.
The MICR code is 700013071. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AT POST MIRHATIDISTRICT 24 PARGANAS NORTH. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BKID identifies Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 004278 identify the Mirhati branch.
Yes. Bank of India Mirhati Branch (IFSC: BKID0004278) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BKID0004278 → select NEFT/RTGS/IMPS → confirm with OTP.