Branch Details — BCBM0000038
| Bank Name | Bharat Co-operative Bank |
| Branch Name | Bhayander ,East |
| IFSC Code | BCBM0000038 |
| MICR Code | 400112031 |
| Bank Code (RBI) | BCBM |
| Branch Code | 000038 |
| Address | SHOP NO. 5 & 11, ANIL NIWAS, B. P. ROAD, GODDEV NAKA, BHAYANDER EAST), DIST THANE 401 101. |
| City | Thane |
| District | Mumbai |
| State | Maharashtra |
| Contact | +912228152265 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using BCBM0000038
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC BCBM0000038.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC BCBM0000038.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is BCBM0000038. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Bharat Co-operative Bank Bhayander ,East branch, Thane, Maharashtra.
The MICR code is 400112031. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO. 5 & 11, ANIL NIWAS, B. P. ROAD, GODDEV NAKA, BHAYANDER EAST), DIST THANE 401 101.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
BCBM identifies Bharat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000038 identify the Bhayander ,East branch.
Yes. Bharat Co-operative Bank Bhayander ,East Branch (IFSC: BCBM0000038) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC BCBM0000038 → select NEFT/RTGS/IMPS → confirm with OTP.