Branch Details — CLBL0000044
| Bank Name | Capital Small Finance Bank |
| Branch Name | Capital Local AREA Bank,gardhiwal |
| IFSC Code | CLBL0000044 |
| MICR Code | 144545878 |
| Bank Code (RBI) | CLBL |
| Branch Code | 000044 |
| Address | DASUYA ROAD,GARDHIWAL - 144207,DISTRICT HOSHIARPUR |
| City | Hoshiarpur |
| District | Gardhiwal |
| State | Punjab |
| Contact | +911815050759 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CLBL0000044
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CLBL0000044.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CLBL0000044.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CLBL0000044. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Capital Small Finance Bank Capital Local AREA Bank,gardhiwal branch, Hoshiarpur, Punjab.
The MICR code is 144545878. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DASUYA ROAD,GARDHIWAL - 144207,DISTRICT HOSHIARPUR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CLBL identifies Capital Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000044 identify the Capital Local AREA Bank,gardhiwal branch.
Yes. Capital Small Finance Bank Capital Local AREA Bank,gardhiwal Branch (IFSC: CLBL0000044) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CLBL0000044 → select NEFT/RTGS/IMPS → confirm with OTP.