Branch Details — CBIN0281863
| Bank Name | Central Bank of India |
| Branch Name | Jogbani |
| IFSC Code | CBIN0281863 |
| MICR Code | 854016999 |
| Bank Code (RBI) | CBIN |
| Branch Code | 281863 |
| Address | AT & P.O. JOGBANI,DIST-ARARIA,BIHAR-854328 |
| City | Araria |
| District | Jogbani |
| State | Bihar |
| Contact | +912222612008 |
| Toll Free | 1800-22-1911 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CBIN0281863
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CBIN0281863.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CBIN0281863.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CBIN0281863. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Central Bank of India Jogbani branch, Araria, Bihar.
The MICR code is 854016999. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AT & P.O. JOGBANI,DIST-ARARIA,BIHAR-854328. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CBIN identifies Central Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 281863 identify the Jogbani branch.
Yes. Central Bank of India Jogbani Branch (IFSC: CBIN0281863) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CBIN0281863 → select NEFT/RTGS/IMPS → confirm with OTP.