Branch Details — CBIN0281238
| Bank Name | Central Bank of India |
| Branch Name | Railway Road Jammu |
| IFSC Code | CBIN0281238 |
| MICR Code | 180016002 |
| Bank Code (RBI) | CBIN |
| Branch Code | 281238 |
| Address | GOAL MARKET,GANDHI NAGAR,JAMMU (J&K) |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +912222612008 |
| Toll Free | 1800-22-1911 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CBIN0281238
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CBIN0281238.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CBIN0281238.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CBIN0281238. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Central Bank of India Railway Road Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180016002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GOAL MARKET,GANDHI NAGAR,JAMMU (J&K). Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CBIN identifies Central Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 281238 identify the Railway Road Jammu branch.
Yes. Central Bank of India Railway Road Jammu Branch (IFSC: CBIN0281238) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CBIN0281238 → select NEFT/RTGS/IMPS → confirm with OTP.