Branch Details — CBIN0281161
| Bank Name | Central Bank of India |
| Branch Name | Induatrial Area Phagwara |
| IFSC Code | CBIN0281161 |
| MICR Code | 144016202 |
| Bank Code (RBI) | CBIN |
| Branch Code | 281161 |
| Address | P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401 |
| City | Kapurthala |
| District | Phagwara |
| State | Punjab |
| Contact | +912222612008 |
| Toll Free | 1800-22-1911 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CBIN0281161
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CBIN0281161.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CBIN0281161.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CBIN0281161. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Central Bank of India Induatrial Area Phagwara branch, Kapurthala, Punjab.
The MICR code is 144016202. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: P.B. NO.32, G.T. ROAD, INDUSTRIAL AREA PHAGWARA, 144401. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CBIN identifies Central Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 281161 identify the Induatrial Area Phagwara branch.
Yes. Central Bank of India Induatrial Area Phagwara Branch (IFSC: CBIN0281161) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CBIN0281161 → select NEFT/RTGS/IMPS → confirm with OTP.