Branch Details — YESB0CJ0104

Bank NameCitizens' Co-operative Bank Jammu
Branch NameCitizens COOP BANK Jammu WARE House
IFSC CodeYESB0CJ0104
MICR Code180660004
Bank Code (RBI)YESB
Branch CodeCJ0104
AddressWARE HOUSE, JAMMU-180004
CityJammu
DistrictJammu
StateJammu and Kashmir
Contact+911912430076
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using YESB0CJ0104

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0CJ0104.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0CJ0104.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is YESB0CJ0104. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Citizens' Co-operative Bank Jammu Citizens COOP BANK Jammu WARE House branch, Jammu, Jammu and Kashmir.
The MICR code is 180660004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: WARE HOUSE, JAMMU-180004. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies Citizens' Co-operative Bank Jammu. The 5th character 0 is reserved by RBI. The last 6 characters CJ0104 identify the Citizens COOP BANK Jammu WARE House branch.
Yes. Citizens' Co-operative Bank Jammu Citizens COOP BANK Jammu WARE House Branch (IFSC: YESB0CJ0104) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0CJ0104 → select NEFT/RTGS/IMPS → confirm with OTP.

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