Branch Details — CIUB0000977
| Bank Name | City Union Bank |
| Branch Name | Surat Varachha |
| IFSC Code | CIUB0000977 |
| MICR Code | Not allotted |
| Bank Code (RBI) | CIUB |
| Branch Code | 000977 |
| Address | SHOP G-3, TEJUBA BUSINESS SQUARE,KAPODRA, VARACHHA ROAD,SURAT,GUJARAT |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +918925935906 |
| Toll Free | 1800-2587200 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CIUB0000977
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CIUB0000977.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CIUB0000977.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CIUB0000977. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at City Union Bank Surat Varachha branch, Surat, Gujarat.
This branch has not been allotted an MICR code in RBI records.
Address: SHOP G-3, TEJUBA BUSINESS SQUARE,KAPODRA, VARACHHA ROAD,SURAT,GUJARAT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CIUB identifies City Union Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000977 identify the Surat Varachha branch.
Yes. City Union Bank Surat Varachha Branch (IFSC: CIUB0000977) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CIUB0000977 → select NEFT/RTGS/IMPS → confirm with OTP.