Branch Details — CIUB0000050
| Bank Name | City Union Bank |
| Branch Name | Karaikudi |
| IFSC Code | CIUB0000050 |
| MICR Code | 614054103 |
| Bank Code (RBI) | CIUB |
| Branch Code | 000050 |
| Address | KRISHNA ARCADE,333BY1. SEKKALAI ROAD,KARAIKUDI630001 |
| City | Sivaganga |
| District | Karaikudi |
| State | Tamil Nadu |
| Contact | +914565236524 |
| Toll Free | 1800-2587200 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using CIUB0000050
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC CIUB0000050.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC CIUB0000050.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is CIUB0000050. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at City Union Bank Karaikudi branch, Sivaganga, Tamil Nadu.
The MICR code is 614054103. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KRISHNA ARCADE,333BY1. SEKKALAI ROAD,KARAIKUDI630001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
CIUB identifies City Union Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000050 identify the Karaikudi branch.
Yes. City Union Bank Karaikudi Branch (IFSC: CIUB0000050) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC CIUB0000050 → select NEFT/RTGS/IMPS → confirm with OTP.