Branch Details — COSB0000063
| Bank Name | Cosmos Co-operative Bank |
| Branch Name | Vip Road |
| IFSC Code | COSB0000063 |
| MICR Code | 390164004 |
| Bank Code (RBI) | COSB |
| Branch Code | 000063 |
| Address | AMIT COMMERCIAL COMPLEX, GROUND FLOOR, KARELI BAUGH,VIP ROAD,VADODARA 390018. |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Contact | 3248712 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using COSB0000063
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC COSB0000063.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC COSB0000063.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is COSB0000063. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Cosmos Co-operative Bank Vip Road branch, Vadodara, Gujarat.
The MICR code is 390164004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AMIT COMMERCIAL COMPLEX, GROUND FLOOR, KARELI BAUGH,VIP ROAD,VADODARA 390018.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
COSB identifies Cosmos Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000063 identify the Vip Road branch.
Yes. Cosmos Co-operative Bank Vip Road Branch (IFSC: COSB0000063) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC COSB0000063 → select NEFT/RTGS/IMPS → confirm with OTP.