Branch Details — COSB0000098
| Bank Name | Cosmos Co-operative Bank |
| Branch Name | Ghodbandar Road |
| IFSC Code | COSB0000098 |
| MICR Code | 400164022 |
| Bank Code (RBI) | COSB |
| Branch Code | 000098 |
| Address | SHOP NO.4, COSMOS HERITAGE, TIKUJINI WADI, OFF GHODBANDAR ROAD, MANPADA, THANE WEST 400 610 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Contact | +912225896996 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using COSB0000098
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC COSB0000098.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC COSB0000098.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is COSB0000098. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Cosmos Co-operative Bank Ghodbandar Road branch, Thane, Maharashtra.
The MICR code is 400164022. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO.4, COSMOS HERITAGE, TIKUJINI WADI, OFF GHODBANDAR ROAD, MANPADA, THANE WEST 400 610. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
COSB identifies Cosmos Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000098 identify the Ghodbandar Road branch.
Yes. Cosmos Co-operative Bank Ghodbandar Road Branch (IFSC: COSB0000098) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC COSB0000098 → select NEFT/RTGS/IMPS → confirm with OTP.