Branch Details — DCBL0000204
| Bank Name | DCB Bank |
| Branch Name | Ratnabandha |
| IFSC Code | DCBL0000204 |
| MICR Code | 493072001 |
| Bank Code (RBI) | DCBL |
| Branch Code | 000204 |
| Address | DCB BANK LTD., RATNABANDHA BRANCH, NEAR DURGA TEMPLE, MAIN ROAD, RATNABANDHA, DHAMTARI |
| City | Dhamtari |
| District | Ratnabandha |
| State | Chhattisgarh |
| Contact | +9118002095363 |
| Toll Free | 1800-209-5363 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using DCBL0000204
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC DCBL0000204.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC DCBL0000204.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is DCBL0000204. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at DCB Bank Ratnabandha branch, Dhamtari, Chhattisgarh.
The MICR code is 493072001. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DCB BANK LTD., RATNABANDHA BRANCH, NEAR DURGA TEMPLE, MAIN ROAD, RATNABANDHA, DHAMTARI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
DCBL identifies DCB Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000204 identify the Ratnabandha branch.
Yes. DCB Bank Ratnabandha Branch (IFSC: DCBL0000204) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC DCBL0000204 → select NEFT/RTGS/IMPS → confirm with OTP.