Branch Details — DLXB0000038
| Bank Name | Dhanlaxmi Bank |
| Branch Name | Ekm-palarivattom |
| IFSC Code | DLXB0000038 |
| MICR Code | 682048003 |
| Bank Code (RBI) | DLXB |
| Branch Code | 000038 |
| Address | GROUND FLOOR,K M M BUILDI 32/2383 A-1,OP.KSEB OFFIC S N JUNCTION PALARIVATTOM ERNAMKULAM |
| City | Kochi |
| District | Kochi |
| State | Kerala |
| Contact | +914846453440 |
| Toll Free | 1800-425-4477 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using DLXB0000038
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC DLXB0000038.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC DLXB0000038.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is DLXB0000038. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Dhanlaxmi Bank Ekm-palarivattom branch, Kochi, Kerala.
The MICR code is 682048003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR,K M M BUILDI 32/2383 A-1,OP.KSEB OFFIC S N JUNCTION PALARIVATTOM ERNAMKULAM. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
DLXB identifies Dhanlaxmi Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000038 identify the Ekm-palarivattom branch.
Yes. Dhanlaxmi Bank Ekm-palarivattom Branch (IFSC: DLXB0000038) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC DLXB0000038 → select NEFT/RTGS/IMPS → confirm with OTP.