Branch Details — ESFB0004035
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Rayachoti-a |
| IFSC Code | ESFB0004035 |
| MICR Code | 516756003 |
| Bank Code (RBI) | ESFB |
| Branch Code | 004035 |
| Address | O/4OOYHOOODYCHO-1627 |
| City | Annamayya |
| District | Annamaya |
| State | Andhra Pradesh |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0004035
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0004035.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0004035.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0004035. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Rayachoti-a branch, Annamayya, Andhra Pradesh.
The MICR code is 516756003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: O/4OOYHOOODYCHO-1627. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004035 identify the Rayachoti-a branch.
Yes. Equitas Small Finance Bank Rayachoti-a Branch (IFSC: ESFB0004035) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0004035 → select NEFT/RTGS/IMPS → confirm with OTP.