Branch Details — ESFB0003053
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Railway Station Road, Dharwad |
| IFSC Code | ESFB0003053 |
| MICR Code | 580756303 |
| Bank Code (RBI) | ESFB |
| Branch Code | 003053 |
| Address | NO.1695,1ST FLOOR,KOTYAL COMPLEX,NEAR VANAVASI RAMAMANDIRA,RAILWAY STATION ROAD,DHARWAD,KARNATAKA - 580007 |
| City | Dharwad |
| District | Dharwad |
| State | Karnataka |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0003053
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0003053.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0003053.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0003053. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Railway Station Road, Dharwad branch, Dharwad, Karnataka.
The MICR code is 580756303. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO.1695,1ST FLOOR,KOTYAL COMPLEX,NEAR VANAVASI RAMAMANDIRA,RAILWAY STATION ROAD,DHARWAD,KARNATAKA - 580007. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003053 identify the Railway Station Road, Dharwad branch.
Yes. Equitas Small Finance Bank Railway Station Road, Dharwad Branch (IFSC: ESFB0003053) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0003053 → select NEFT/RTGS/IMPS → confirm with OTP.