Branch Details — ESFB0014051
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Palace Road, Ratlam Branch |
| IFSC Code | ESFB0014051 |
| MICR Code | 457756002 |
| Bank Code (RBI) | ESFB |
| Branch Code | 014051 |
| Address | 3,BANK COLONY ( NAZAR BAGH),PALACE ROAD,RATLAM,MP -457001 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0014051
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0014051.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0014051.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0014051. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Palace Road, Ratlam Branch branch, Ratlam, Madhya Pradesh.
The MICR code is 457756002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 3,BANK COLONY ( NAZAR BAGH),PALACE ROAD,RATLAM,MP -457001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 014051 identify the Palace Road, Ratlam Branch branch.
Yes. Equitas Small Finance Bank Palace Road, Ratlam Branch Branch (IFSC: ESFB0014051) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0014051 → select NEFT/RTGS/IMPS → confirm with OTP.