Branch Details — ESFB0009142
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Ratnagiri |
| IFSC Code | ESFB0009142 |
| MICR Code | 415756051 |
| Bank Code (RBI) | ESFB |
| Branch Code | 009142 |
| Address | NO.120,121,122 SIDDHIVINAYAK CITY CENTRE,SIDDHIVINAYAK NAGAR,SHIVAJI NAGAR,RATNAGIRI 415612 |
| City | S Maha |
| District | S Maha |
| State | Maharashtra |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0009142
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0009142.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0009142.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0009142. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Ratnagiri branch, S Maha, Maharashtra.
The MICR code is 415756051. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO.120,121,122 SIDDHIVINAYAK CITY CENTRE,SIDDHIVINAYAK NAGAR,SHIVAJI NAGAR,RATNAGIRI 415612. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 009142 identify the Ratnagiri branch.
Yes. Equitas Small Finance Bank Ratnagiri Branch (IFSC: ESFB0009142) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0009142 → select NEFT/RTGS/IMPS → confirm with OTP.