Branch Details — ESFB0001312
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Rayakottai Road Krishnagiri |
| IFSC Code | ESFB0001312 |
| MICR Code | 635756002 |
| Bank Code (RBI) | ESFB |
| Branch Code | 001312 |
| Address | NO.1 149-15,HYDER COMPLEX, NEAR HYDER FUELS RAYAKOTTAI MAIN ROAD, KRISHNAGIRI 635001 |
| City | Vellore |
| District | Vellore |
| State | Tamil Nadu |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0001312
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0001312.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0001312.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0001312. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Rayakottai Road Krishnagiri branch, Vellore, Tamil Nadu.
The MICR code is 635756002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO.1 149-15,HYDER COMPLEX, NEAR HYDER FUELS RAYAKOTTAI MAIN ROAD, KRISHNAGIRI 635001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001312 identify the Rayakottai Road Krishnagiri branch.
Yes. Equitas Small Finance Bank Rayakottai Road Krishnagiri Branch (IFSC: ESFB0001312) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0001312 → select NEFT/RTGS/IMPS → confirm with OTP.