Branch Details — ESMF0001800
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Ernakulam |
| IFSC Code | ESMF0001800 |
| MICR Code | Not allotted |
| Bank Code (RBI) | ESMF |
| Branch Code | 001800 |
| Address | GROUND FLOOR LULU CYBER TOWER INFOPARK PHASE 1 KAKKANAD ERNAKULUM 682030 |
| City | Ernakulam |
| District | Ernakulum |
| State | Kerala |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001800
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001800.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001800.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001800. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Ernakulam branch, Ernakulam, Kerala.
This branch has not been allotted an MICR code in RBI records.
Address: GROUND FLOOR LULU CYBER TOWER INFOPARK PHASE 1 KAKKANAD ERNAKULUM 682030. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001800 identify the Ernakulam branch.
Yes. Esaf Small Finance Bank Ernakulam Branch (IFSC: ESMF0001800) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001800 → select NEFT/RTGS/IMPS → confirm with OTP.