Branch Details — ESMF0001583
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Kalladikode Karimba II Village |
| IFSC Code | ESMF0001583 |
| MICR Code | 678760016 |
| Bank Code (RBI) | ESMF |
| Branch Code | 001583 |
| Address | NO 578 580,KARIMBA II VILLAGE,KALADOKODE P O,PALAKKAD,KERALA 678596 |
| City | Palakkad |
| District | Palakkad |
| State | Kerala |
| Contact | +919288092490 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001583
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001583.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001583.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001583. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Kalladikode Karimba II Village branch, Palakkad, Kerala.
The MICR code is 678760016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO 578 580,KARIMBA II VILLAGE,KALADOKODE P O,PALAKKAD,KERALA 678596. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001583 identify the Kalladikode Karimba II Village branch.
Yes. Esaf Small Finance Bank Kalladikode Karimba II Village Branch (IFSC: ESMF0001583) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001583 → select NEFT/RTGS/IMPS → confirm with OTP.