Branch Details — ESMF0001634
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Kulavanmukku |
| IFSC Code | ESMF0001634 |
| MICR Code | 678760021 |
| Bank Code (RBI) | ESMF |
| Branch Code | 001634 |
| Address | NO 16 44, AISWARYA COMPLEX, KUZHALMANNAM P O, PALAKKAD KERALA 678702 |
| City | Palakkad |
| District | Kulavanmukku |
| State | Kerala |
| Contact | +919288093360 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001634
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001634.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001634.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001634. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Kulavanmukku branch, Palakkad, Kerala.
The MICR code is 678760021. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO 16 44, AISWARYA COMPLEX, KUZHALMANNAM P O, PALAKKAD KERALA 678702. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001634 identify the Kulavanmukku branch.
Yes. Esaf Small Finance Bank Kulavanmukku Branch (IFSC: ESMF0001634) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001634 → select NEFT/RTGS/IMPS → confirm with OTP.