Branch Details — ESMF0001285

Bank NameEsaf Small Finance Bank
Branch NameVarkala
IFSC CodeESMF0001285
MICR Code695760252
Bank Code (RBI)ESMF
Branch Code001285
AddressGROUND FLOOR,SHAM COMPLEX,OPP RAILWAY STATION,VARKALA,THIRUVANANTHAPURAM 695141
CityThiruvananthapuram
DistrictVarkala
StateKerala
Contact+918589028221
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPINot available

Transfer Methods Using ESMF0001285

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001285.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001285.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is ESMF0001285. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Varkala branch, Thiruvananthapuram, Kerala.
The MICR code is 695760252. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR,SHAM COMPLEX,OPP RAILWAY STATION,VARKALA,THIRUVANANTHAPURAM 695141. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001285 identify the Varkala branch.
Yes. Esaf Small Finance Bank Varkala Branch (IFSC: ESMF0001285) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001285 → select NEFT/RTGS/IMPS → confirm with OTP.

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