Branch Details — ESMF0001294
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Waraseoni |
| IFSC Code | ESMF0001294 |
| MICR Code | 481760001 |
| Bank Code (RBI) | ESMF |
| Branch Code | 001294 |
| Address | UTKARSHA CITY,WARD NO8,WARASEONI,BALAGHAT,MADHYA PRADESH 481331 |
| City | Balaghat |
| District | Waraseoni |
| State | Madhya Pradesh |
| Contact | +919288092325 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001294
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001294.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001294.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001294. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Waraseoni branch, Balaghat, Madhya Pradesh.
The MICR code is 481760001. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSHA CITY,WARD NO8,WARASEONI,BALAGHAT,MADHYA PRADESH 481331. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001294 identify the Waraseoni branch.
Yes. Esaf Small Finance Bank Waraseoni Branch (IFSC: ESMF0001294) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001294 → select NEFT/RTGS/IMPS → confirm with OTP.