Branch Details — ESMF0001432
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Garhakota |
| IFSC Code | ESMF0001432 |
| MICR Code | 470760501 |
| Bank Code (RBI) | ESMF |
| Branch Code | 001432 |
| Address | PLOT NO 01 15,RAM WARD,PATHARIA ROAD,GARHAKOTA P O,SAGAR,470229 |
| City | Sagar |
| District | Garhakota |
| State | Madhya Pradesh |
| Contact | +917593890669 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001432
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001432.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001432.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001432. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Garhakota branch, Sagar, Madhya Pradesh.
The MICR code is 470760501. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PLOT NO 01 15,RAM WARD,PATHARIA ROAD,GARHAKOTA P O,SAGAR,470229. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001432 identify the Garhakota branch.
Yes. Esaf Small Finance Bank Garhakota Branch (IFSC: ESMF0001432) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001432 → select NEFT/RTGS/IMPS → confirm with OTP.