Branch Details — ESMF0001242
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Kolkata Garia Rathtalla |
| IFSC Code | ESMF0001242 |
| MICR Code | 700760003 |
| Bank Code (RBI) | ESMF |
| Branch Code | 001242 |
| Address | NO 271A,ELITE MANOR BUILDING,NEAR GEETANJALI METRO STN,GARIA RATHTALA,N S ROAD,KOLKATA,PIN700047 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +917593888035 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001242
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001242.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001242.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001242. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Kolkata Garia Rathtalla branch, Kolkata, West Bengal.
The MICR code is 700760003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO 271A,ELITE MANOR BUILDING,NEAR GEETANJALI METRO STN,GARIA RATHTALA,N S ROAD,KOLKATA,PIN700047. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001242 identify the Kolkata Garia Rathtalla branch.
Yes. Esaf Small Finance Bank Kolkata Garia Rathtalla Branch (IFSC: ESMF0001242) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001242 → select NEFT/RTGS/IMPS → confirm with OTP.