Branch Details — ESMF0001881
| Bank Name | Esaf Small Finance Bank |
| Branch Name | Bidhannagar |
| IFSC Code | ESMF0001881 |
| MICR Code | Not allotted |
| Bank Code (RBI) | ESMF |
| Branch Code | 001881 |
| Address | SALT LAKE, SECTOR 1, BLOCK BD, BIDHANNAGAR NORTH BIDHANNAGAR P O |
| City | North 24 Parganas |
| District | North XXIV Parganas |
| State | West Bengal |
| Contact | +918129578111 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using ESMF0001881
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESMF0001881.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESMF0001881.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESMF0001881. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Esaf Small Finance Bank Bidhannagar branch, North 24 Parganas, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: SALT LAKE, SECTOR 1, BLOCK BD, BIDHANNAGAR NORTH BIDHANNAGAR P O. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESMF identifies Esaf Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001881 identify the Bidhannagar branch.
Yes. Esaf Small Finance Bank Bidhannagar Branch (IFSC: ESMF0001881) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESMF0001881 → select NEFT/RTGS/IMPS → confirm with OTP.