Branch Details — FDRL0001865
| Bank Name | Federal Bank |
| Branch Name | Surat Varacha |
| IFSC Code | FDRL0001865 |
| MICR Code | 395049007 |
| Bank Code (RBI) | FDRL |
| Branch Code | 001865 |
| Address | SHOP NO.2, GROUND FLOOR,MANGALDEEP COMPLEX HIRABAUG CIRCLE, VARACHA |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912612566010 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0001865
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0001865.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0001865.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0001865. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Surat Varacha branch, Surat, Gujarat.
The MICR code is 395049007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO.2, GROUND FLOOR,MANGALDEEP COMPLEX HIRABAUG CIRCLE, VARACHA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001865 identify the Surat Varacha branch.
Yes. Federal Bank Surat Varacha Branch (IFSC: FDRL0001865) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0001865 → select NEFT/RTGS/IMPS → confirm with OTP.